Medicare Advantage

Medicare Advantage Plans, also known as Medicare Part C, combine hospital and medical coverage into one plan, often with additional benefits like prescription drug coverage (Part D), dental, vision, and hearing. These plans are offered by private insurance companies and must follow the rules set by Medicare. Medicare Made Clear Brokerage helps you explore all the Medicare Advantage options, allowing you to choose a plan that fits both your healthcare needs and budget.

One important aspect to remember about Medicare Advantage Plans (MAPD) is the 12-month “Trial Right” period. If you switch from a Medicare Supplement Plan (Medigap) to an MAPD plan, you have the right to return to your Medigap plan if you’re not satisfied within the first 12 months. This feature ensures that you don’t get stuck with a plan that doesn’t meet your needs. Additionally, if you first enroll in a MAPD plan when you become eligible for Medicare, you can switch to a Medigap plan within your first year of enrollment.

Medicare Advantage plans often include additional coverage that Original Medicare does not, such as fitness programs or wellness services. However, some plans come with network restrictions, which is why it’s important to review your provider options. Medicare Made Clear Brokerage will help you understand the specifics of each plan, including out-of-pocket costs and coverage limitations.

We stay updated on the most current plan offerings and benefits, so you don’t have to. Whether you’re switching from a Medigap policy or enrolling in a Medicare Advantage plan for the first time, we’re here to help you make the right choice for your healthcare.